Author: Michelle Kaderly Welsh

Budget to save money

Budget to save money

Keeping a budget is a wise way to save and stretch a dollar. First, track your expenditures so you know where you spend your money. Take a ledger and write your line items such as mortgage, medical, garden and yard, insurances, food, gasoline, charity contributions, gifts, utilities, etc. I separate each utility so I know…

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Saying no saves money

Saying no saves money

Thirteen easy ways to save money includes saying no to some things. In 1999, a fierce storm came and blew our satellite dish away, along with over 30 huge trees in our once-wooded lot. Months before the storm, my husband quipped that if God wanted him to give up satellite television, He’d let him know.…

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Hours in a homeschool day

Hours in a homeschool day

How many hours did you homeschool is another question I hear. However many hours it takes to get through the lessons for the day was how I did it. Some days were longer than others. Some shorter. It’s not about how much time you spend. It’s about how well the children learn. Some subjects just…

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Reusing items saves money

Reusing items saves money

You can save money by reusing items instead of throwing them away. One year, I wanted Christmas stockings for my family. Rather than buy them at the store, I went through old clothes that I didn’t wear anymore and fabric leftovers that I keep for some unknown reason and used these materials to make the…

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Homeschool Tip: Relax

Homeschool Tip: Relax

Dear Homeschooling Mom, Quit being so serious—that’s one piece of advice I wish I’d learned earlier in my homeschooling days. You see, I worried constantly about messing up, not doing enough, missing some vital piece in the educational process. I feared not measuring up, letting my kids down, failing them. I let my insecurities rule…

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