(or other gift-giving times) Here are some ways to save money at Christmas or other gift giving times. During this season of the year, money is quickly spent, so I hope these ideas will help you with your shopping budget. I hope you have stress-free shopping and wrapping experiences this Christmas. How do you save…
Keeping a budget is a wise way to save and stretch a dollar. First, track your expenditures so you know where you spend your money. Take a ledger and write your line items such as mortgage, medical, garden and yard, insurances, food, gasoline, charity contributions, gifts, utilities, etc. I separate each utility so I know…
Thirteen easy ways to save money includes saying no to some things. In 1999, a fierce storm came and blew our satellite dish away, along with over 30 huge trees in our once-wooded lot. Months before the storm, my husband quipped that if God wanted him to give up satellite television, He’d let him know.…
You can save money by reusing items instead of throwing them away. One year, I wanted Christmas stockings for my family. Rather than buy them at the store, I went through old clothes that I didn’t wear anymore and fabric leftovers that I keep for some unknown reason and used these materials to make the…
Groceries are getting expensive! Here are some money saving food tips to help stretch your dollars. Common ways for saving money on food Don’t eat out except as a rare treat. Eating out is a fast way to spend money. It’s nice once in a while, but don’t make it a frequent habit. Somehow these…